Preparing your Default Organization experience…
Borrow up to ₦500,000 with no paperwork and no collateral. Just your phone and your BVN.
By continuing you agree to Default Organization's Terms & Privacy Policy
We sent a 6-digit code via WhatsApp to
Tell us a bit about you
Step 1 of 5 — about 2 minutes left
This is the final step. We use your BVN to confirm your identity and set your loan limit. Dial *565*0# to find yours.
Securely matching your details with NIBSS…
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Example: borrow ₦250,000 for 30 days → repay ₦263,750 (₦10,000 interest + ₦3,750 charge).
₦0 is on its way to your bank account, usually within minutes.
Your repayment has been applied to your loan.